Post-Pregnancy Maternity Short-Term Disability Plan
New mothers need time to recover after delivering a baby. For most, that means time away from work. While you’re away, American’s Maternity Disability Plan protects your income so you can focus more on what matters most, and less on finances.
Eligibility
U.S.-based mainline team members
Benefit
The Maternity Disability Plan provides up to 10 weeks of taxable disability pay with medical substantiation at 100% of your base salary (total pay excluding overtime, profit sharing, commissions, bonuses and incentive pay). The benefit is paid by MetLife.
These benefits are also available in the unfortunate event of a loss of pregnancy.
Process
Apply by calling MetLife at 888-533-6287 up to 60 days prior to your due date or anticipated delivery date to facilitate a smooth transition and minimize delays in receiving disability pay. Once your new baby arrives, notify MetLife, and you will begin to receive disability payments on a weekly basis. After delivery, American covers up to 10 weeks of your pay at 100% during your recovery through its Post-Pregnancy Maternity Short-Term Disability (MSTD) Plan. MSTD covers your pay for six to eight weeks, depending on the type of delivery (vaginal delivery is 6 weeks; cesarean delivery is 8 weeks). Your paid disability can be extended up to 10 weeks based on the information provided by your healthcare provider. About a week before the conclusion of your participation in the Maternity Disability Plan, inform your supervisor of your intended return to work date, and submit a completed Return to Work form to the Absence and Return Center (ARC).
Other
American is proud to support new mothers by funding the Maternity Disability Plan. U.S.-based team members can begin taking advantage of this benefit after 12 months of working at American as a full-time or part-time team member, even if you are on an approved leave of absence (except educational leave of absences). While participating in the Maternity Disability Plan, you remain eligible for other health and welfare benefits and travel. A leave of absence under the Family and Medical Leave Act (FMLA), to the extent available, will be applied concurrently during the disability period. MetLife will coordinate Maternity Disability Plan payments with benefits provided by other American-sponsored short-term disability plans and any state or local entities that offer disability payments to ensure you are receiving 100% of your base salary.
For more information or to apply for the Maternity Disability Plan benefits, call MetLife at 888-533-6287.
You can review the policy or access the Post-Pregnancy Maternity Disability Form for more information.