Regular visits to the dentist can help prevent tooth decay and gum disease. American dental plans provide free preventive care when using in-network providers.

In-Network Providers

Contracted dentists in the MetLife network have agreed to provide services to American team members at negotiated, lower rates. You may incur increased out-of-pocket costs if you see dentists outside of MetLife’s preferred network.

Your 2021 Plan Information

In 2021, all team members have two options for dental coverage:

Basic

Preventive care is covered at 100%. There is no deductible.
Preventive care includes up to two visits per year, including checkups, cleanings and X-rays.

For basic care and major care, the plan pays 50% after you meet your $50 annual deductible.
The annual maximum benefit after you meet your deductible is $1,000 per person.

Orthodontia is covered at 50% after you meet your $50 annual deductible.
Orthodontia services have a lifetime maximum of $1,000 per person.

Plus

Preventative care is covered at 100%. There is no deductible.
Preventive care includes up to two visits per year, including checkups, cleanings and X-rays.

For basic care and major care, the plan pays 80% after you meet your $50 annual deductible.
The annual maximum benefit after you meet your deductible is $2,000 per person.

Orthodontia is covered at 50% after you meet your deductible.
Orthodontia services have a lifetime maximum of $2,000 per person.

2021 monthly contributions

You only$6.05
You + spouse or domestic partner$12.53
You + child(ren)$13.57
You + family$21.44
You only$8.41
You + spouse or domestic partner$17.41
You + child(ren)$18.85
You + family$29.78

Understand the Types of Care

Eligible ExpensesExamples
PreventiveExams and cleanings Topical fluoride applications for children 17 and younger X-rays (bitewing and full mouth or panoramic)
BasicOral surgery Most periodontal procedures Amalgam and resin composite fillings Most root canals Extractions
MajorCrowns Molar root canals Bridges and dentures Inlays and onlays

For complete details, including limitations, and out-of-network coverage, see your Summary Plan Description.

Dependent Coverage

You can elect coverage for yourself only, even if you cover your dependents for other benefits, like medical or vision. However, if you do elect dental coverage for a dependent then you must be enrolled as well.

MetLife App

Google Play | Apple App Store

Viewing your dental plan information just got easier with the MetLife Mobile App. Find a dentist, view your plan summaries and claims, and access your electronic ID card, all from your mobile device.