All of American’s medical options come with prescription benefits administered by Express Scripts. Find an in-network pharmacy, set up mail order, and find out how to save money on your prescriptions with Express Scripts.

Filling Prescriptions

Short-term Medications

You can fill short-term prescriptions at any pharmacy in the Express Scripts network. You can find your nearest in-network pharmacies by visiting Express Scripts.

Long-term Medications

For prescriptions that you take for long-term or chronic conditions, you may choose to either pick up a 90 day supply of your medications at a Smart 90 pharmacy or have your medications delivered directly to your doorstep with the Express Scripts mail order service. Smart 90 pharmacies include CVS or Safeway-owned retail pharmacy (including Tom Thumb, Randalls, and Vons). To learn more about saving on long-term supplies or to set up a mail order visit Express-Scripts.

3 Easy Ways to Save

  1. Generic drugs are less expensive than brand-name drugs. Talk to your doctor about lower-cost options for medications you are taking.
  2. For the lowest costs on long-term medications, be sure to use Express Scripts mail order or a CVS or Safeway-owned retail pharmacy. If you fill the same prescription three or more times at a non-CVS or Safeway-owned pharmacy, you’ll pay 50% more on the fourth and any consecutive fills.
  3. Save on diabetes,  blood pressure, and asthma medications and supplies by enrolling in StayWell RX. By participating in the program you’ll receive your 90 day supply of generic medications for free and brand name medications for only $15!

View Costs

Your prescription coverage is dependent on your medical option. Select yours below to view your in-network costs. You can find all the details regarding your prescription benefits on the Plan Guides page.

Keep in Mind

  • Medications are not subject to the deductible in the Standard and Value options
  • Only preventive medications are not subject to the deductible for the Core option
  • Copays for the PPO80, PPO90, and PPO100 options do not count toward your deductible
Core
Retail (up to 30-day supply)Mail or Smart 90 (up to 90-day supply)
Generic20% coinsurance (after deductible) 20% coinsurance (after deductible)
Preferred20% coinsurance (after deductible) 20% coinsurance (after deductible)
Non-Preferred20% coinsurance (after deductible) 20% coinsurance (after deductible)

Coverage for out-of-network prescriptions is 40% coinsurance (after deductible)

Keep in Mind

Preventive medication is not subject to your deductible.

If you select a brand when a generic medication is available, you pay the generic coinsurance plus the price difference between the generic and the brand price.

 

Standard
Retail (up to 30-day supply)Mail or Smart 90 (up to 90-day supply)
Generic 20% coinsurance ($10 min/$40 max) 20% coinsurance ($5 min/$80 max)
Preferred30% coinsurance ($30 min/$100 max) 30% coinsurance ($60 min/$200 max)
Non-Preferred 50% coinsurance ($45 min/$150 max) 50% coinsurance ($90 min/$300 max)

Keep in Mind

If you select a brand when a generic medication is available, you pay the generic coinsurance plus the price difference between the generic and the brand price.

Value
Retail (up to 30-day supply)Mail or Smart 90 (up to 90-day supply)
Generic20% coinsurance ($10 min/$40 max) 20% coinsurance ($5 min/$80 max)
Preferred30% coinsurance ($20 min/$75 max) 30% coinsurance ($40 min/$150 max)
Non-Preferred50% coinsurance ($35 min/$90 max) 50% coinsurance ($70 min/$180 max)
PPO 80/90/100
Retail (up to 30-day supply)Mail or Smart 90 (up to 90-day supply)
Generic$15$30
Preferred$30$60
Non-Preferred$50$100

Keep in Mind

Preventive medication is not subject to your deductible.

Copays do not count toward your deductible.

Some generic drugs are available through mail order for a $10 copay for up to a 90-day supply.

 

Information on Out-of-Network Prescription coverage can be found in the Summary Plan Descriptions on the Plan Guides page.

Express Scripts App

Compare medication costs, manage your individual prescriptions, activate reminders and alerts, and much more.