Learn more and enroll in these voluntary benefits online or by calling 855-550-0706. You have 60 days from your date of hire or after a life event to enroll or make a change to your benefits.
With MetLife Legal Plans, you gain access to a network of national attorneys and legal services. The legal plan covers office and phone consultations on a wide variety of personal legal matters, including living wills, powers of attorney, traffic ticket defense, the sale or purchase of a primary residence, debt collection defense and more. The plan is conveniently paid through your paycheck. When you use a plan attorney for covered services, there are no deductibles, copayments, claim forms or usage limits.
Auto & Home Insurance
Through the Auto and Home Insurance program, insure your vehicle, home and other property, and yourself against personal liability — with competitive rates and savings. Speak with a licensed insurance representative to receive free, no-obligation quotes from three national carriers: Farmers GroupSelect, Travelers, and Liberty Mutual. Or use the comparative rate tool to quickly compare rates on coverage. Auto coverage includes recreational vehicles, and home insurance also covers condo and renter’s policies.
Make sure your pet is covered for the unexpected. With Nationwide pet insurance, you get nose-to-tail coverage for accidents and illnesses, as well as diagnostic tests, surgeries, prescriptions, wellness care and more. You can even use your insurance at any vet worldwide. From checkups to significant medical problems, Nationwide helps protect your pets — and your budget.
Identity Theft Protection
Millions of people experience identity fraud each year. Identity theft protection helps safeguard your privacy, identity and important financial information. LifeLock scans the internet constantly and alerts you if they detect a potential threat to your identity. They also actively help block hackers from stealing your personal information. If you become a victim of identity theft, one of LifeLock’s agents will work to fix it.
Receive up to a 40% discount by using promotion code AAEMP1 when enrolling.
Critical Illness Insurance
Critical illness insurance supplements your American medical coverage by providing financial support when your family needs it most. Administered and insured by The Hartford, this coverage pays a cash lump sum if you’re diagnosed with or treated for a serious illness, such as cancer, heart attack, stroke, coronary artery bypass, end-stage renal disease or major organ transplant. Benefits are also paid if you have a confirmed medical diagnosis of COVID-19 and you are hospitalized for five or more days.
The plan pays when you’re diagnosed with or treated for a covered critical illness. The payment is in addition to any other insurance you may have, and you can spend the money however you like. The payment helps you focus on getting well instead of stressing over bills.
Accidents happen. Accident insurance supplements your American accident coverage by providing benefits for covered accidents. Accident insurance provides a lump-sum payment if you experience a covered accident, such as a fracture, eye injury, concussion or burn. The benefit amount is based on your injury and treatment and is yours to spend as you wish. It can even help pay out-of-pocket expenses that medical insurance won’t (including deductibles and copays).
Hospital Indemnity Plan
A hospital stay can be expensive — and may include costs not covered by your medical plan, including deductibles and out-of-pocket medical expenses. Hospital indemnity insurance, offered through The Hartford, pays a fixed benefit amount directly to you for each day a covered person is hospitalized for a covered event (minimum $1,000 for the first day and $200 for each following day). You and your family members are guaranteed to be accepted for coverage — no statement of health is required.
Dental Discount Program
This program is not insurance — there are no deductibles, maximums or exclusions. You simply join and pay a discounted rate for treatment at the time of service.
The Careington Dental Discount program provides access to tens of thousands of quality dental practices across the country who have agreed to accept significantly reduced fees — with discounts of 20% to 60% — for the same superior treatment. About 30% of MetLife network dentists participate, so check the list of participating providers.
This low-cost program is especially useful if you need dental work that’s not covered under your dental insurance, have met your annual maximum or don’t have dental coverage.