First, you can request rapid at-home COVID-19 tests online at covidtests.gov. The program now allows you to submit two separate requests for four free tests per residential address, for a total of eight tests.

Additionally, many over-the-counter (OTC) COVID-19 tests* are now covered at 100% for team members and their eligible dependents through their CVS Caremark prescription drug coverage. This prescription coverage is included with all American medical options, and each eligible participant can be reimbursed for up to eight individual tests every 30 days.

* The tests must be authorized by the U.S. Food and Drug Administration (FDA) under an Emergency Use Authorization (EUA). The list of at-home tests included in the EUA is available on the FDA website.

ORDER ONLINE AND PICKUP IN STORE

1. On CVS.com, shop At home COVID-19 tests>Get tests paid for up front.
2. Answer the questions about Medicare or Medicaid coverage.
3. Enter the number of tests you want to purchase.
4. Enter your mailing address ZIP code to find the closest pharmacy with available tests. Pharmacies located inside Target or Schnucks are not part of this program.
5. Sign in or create an account with CVS Pharmacy (this is different than your CVS Caremark account).
6. Enter the required information about whether the tests are for you or a covered dependent.
7. Provide the information from your CVS Caremark member card and complete your order.
8. When your order is ready, CVS will email or text you. After arriving at the store, see any CVS cashier and provide your name and confirmation code to pick up your test(s).

• • Tests are not available at the pharmacy drive-through window.
  • Orders not picked up within 72 hours will be canceled.

PURCHASE TESTS AT IN-NETWORK PHARMACIES

1. Find an in-network pharmacy near you by signing into your CVS Caremark account. If you haven’t created an account yet, now is a great time to do so.
2. Find an OTC COVID-19 test* and purchase it at the pharmacy counter.
3. Request that the pharmacy bill CVS Caremark under the prescription coverage benefit provided through all American medical plans. The easiest way to do this is to show the pharmacy your CVS Caremark member card.
4. The OTC COVID-19 test* will be covered at 100% when purchasing at the pharmacy counter with your prescription insurance.

*Only certain OTC COVID-19 test kits are covered at 100% when purchasing at the pharmacy counter using your prescription benefit. Bulk test kits (i.e., 25 tests per kit) are not covered. The list below is subject to change.

PAY FOR YOUR TESTS OUT OF POCKET AND SUBMIT FOR REIMBURSEMENT 

1. Purchase an OTC COVID-19 test** from your retailer of choice (CVS, Walmart, Amazon, etc.).
2. Save your receipt, then go to caremark.com to submit a reimbursement claim. Your receipt must show:
   • Name of test.
   • Store name.
   • Date of purchase.
   • Purchase price.
   • Number of tests.
3. You can attach a photo of your physical receipt or upload a digital receipt.
4. You’ll receive a response to your reimbursement request within 30 days. If your reimbursement request is approved, a check will be mailed to you.

** While we don’t currently have a list of eligible tests, the federal government’s current guidelines define tests as eligible if they are bought without a prescription and you can administer the test and read the results yourself, without the help of a health care provider. Tests must also be single-use, cartridge-based tests that don’t require a machine or mobile app to get results.